BayPort Credit Union Payday Loans Review - Virginia Beach, Virginia

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4 13 reviews

Organization owner?

5225 Providence Rd, Virginia Beach, VA 23464, USA

+1 (757) 928-8850

locations.bayportcu.org

Friday

9AM–6PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5:30PM

Tuesday

9AM–5:30PM

Wednesday

9AM–5:30PM

Thursday

9AM–5:30PM

Domain Info

Feedback about BayPort Credit Union?

Here you see the reviews of our customers.

Note

Pay Attention

Lenders are described in the first three points. Below info defines general information about payday loans.

Payday Loans in Virginia Beach, Virginia

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small loan is approved: $100-$1,000.

This financial product in Virginia Beach, Virginia is taken out easily and fast. The interest rate is defined considering the category of the client: the more loans are successfully paid back, the more reasonable terms will be offered to you.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will BayPort Credit Union help issue a loan in Virginia Beach, Virginia?

Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed funds will be transfered to account. You won't be asked to visit any store.
No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online request. You have to fill out an online application only. It will be considered within minutes. The money are transferred in 24 business hours.
Fast and high approval level. The positive answer counts almost 98%.
Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to issue a loan from online lenders.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

11%

Healthcare Bills

12%

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor considered by financial institutions is called as bad credit history. But this drawback is not implied as the only one by microfinance organizations to take out a cash advance. The lender review many aspects such as financial abilities to approve the application. Payday loans in Virginia Beach, Virginia may help level up your credit score.

The following general points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator shows the cost of the loan known as annual percentage rate.

Let's see