Banner Bank Payday Loans Review - Mercer Island, Washington

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3.7 3 reviews

2918 78th Ave SE, Mercer Island, WA 98040, USA
+1 (206) 232-2804
locations.bannerbank.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed

Domain Info

Created Date

1997-06-14

Mailing Address

WA

United States

Company Name

Banner Bank

Banner Bank

Testimonials

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Above-defined info provides the details about a certain lending company. Below-shown info is devoted to shared information about payday loans.

Payday Loans in Mercer Island, Washington

Payday loan is taken out for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Mercer Island, Washington is taken out easily and fast. The interest rate is set considering the category of the client: the more loans are successfully repaid, the more reasonable terms will be guaranteed to you.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

How will Banner Bank help take out a payday loan in Mercer Island, Washington?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are issued around the clock. The loan will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A adverse factor considered by financial institutions is called as bad credit history. But this drawback is not taken as the only one by microfinance organizations to issue a cash advance. The lending company process many aspects such as financial solvency to approve the application. Cash advance in Mercer Island, Washington may help enhance your credit score.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the payday loan known as annual percentage rate.

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