Columbia Credit Union Payday Loans Review - Washougal, Washington

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3.2 19 reviews

271 C St, Washougal, WA 98671, USA
+1 (360) 891-4000
www.columbiacu.org
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–1:30PM
Sunday
Closed
Monday
9AM–6PM
Testimonials

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Here you get acquainted with the reviews of our clients.
Note

Pay Attention

Above-specified info provides the details about a certain lending company. Below-shown info is devoted to shared information about payday loans.

Payday Loans in Washougal, Washington

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.

Such financial products as payday loan in Washougal, Washington is issued simply and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more payday loans you pay back off, the more reasonable rates a client will recieve.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

How will Columbia Credit Union help take out a payday loan in Washougal, Washington?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed funds will be credited to account. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be considered in a matter of minutes. The funds are deposited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to take out a cash advance from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of payday lenders.

Reasons

Why people take out payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

A negative factor reviewed by financial institutions is called as bad credit history. But this hindrence is not reviewed as the only one by lenders to take out a cash advance. The lender process many aspects such as financial solvency to approve the application. Cash advance in Washougal, Washington may help enhance your credit score.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will define the cost of the payday loan. It takes seconds to see the result.

Let's see

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KeyBank

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Washington Federal Bank

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Columbia Bank

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Hil Financial

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Falcon Financial Inc

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