What people think about U.S. Bank Branch?
Really nice staff, also has a drive through ATM...what more could I ask?
Dr. Arch Bechtelar
Good Bank, good people, free checking/
Rude and unprofessional
Mrs. Lindsay Moore
Below you can see general information about payday loans and their common characteristics.
Payday Loans in Oak Harbor, Ohio
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.
It is hassle-free and fast to get accepted for payday loans in Oak Harbor, Ohio. The interest rate will be set specifically for each client and will depend on the personal information the consumer filled in.
Advantages of U.S. Bank Branch that offers payday loans in Oak Harbor, Ohio
- Apply around the clock. You can use the online service 24/7. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Payday loans for bad credit
Bad credit history can often be an obstacle to getting a bank loan. A payday loan can help people who have low credit scores or have no credit history. But we advise you that as with any borrowing you should only dare applying for a payday loan if you are convinced that you can make payments in good time.
To get approved for a cash advance, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Learn the annual percentage rate right now. Use this online calculator to specify the definite cost of your loan. It only takes 30 seconds to become informative even before applying.