HomeStreet Bank and Affinity Lending Center Payday Loans Review - Seattle, Washington

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3.7 6 reviews

Organization owner?

8050 15th Ave NW, Seattle, WA 98117, USA

+1 (206) 783-6380

www.homestreet.com

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–6PM

Saturday

Closed

Sunday

Closed

Domain Info

Mailing Address

601 UNION ST STE 2000

SEATTLE

98101-1378

United States

Contact Data

it_operations@homestreet.com

+1.2062644161

+1.2063894462

Testimonials

Feedback about HomeStreet Bank and Affinity Lending Center?

Here you get acquainted with the feedback of our clients.

Note

Pay Attention

Payday lenders are provided in the first three points. Below info specifies common information about payday loans.

Payday Loans in Seattle, Washington

A short-term loan is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

This financial product in Seattle, Washington is taken out simply and quickly. The interest rate is set respecting the category of the client: the more loans are successfully repaid, the more reasonable terms will be ensured to you.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

How will HomeStreet Bank and Affinity Lending Center help issue a payday loan in Seattle, Washington?

Round the clock service. Every customer may address the service at any time of the day and night. The borrowed money will be transfered to card. You won't be asked to attend any department.
No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online application. You have to fill out an online application only. It will be reviewed in a matter of minutes. The funds are transferred in 24 business hours.
Fast and high approval rate. The positive decision counts almost 98%.
Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a loan from online lenders.

Fill out an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

21%

Healthcare Bills

24%

Traveling

17%

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is processed by financial institutions. Payday lenders in Seattle, wa consider this circumstance not an obstacle to issue a loan. The recipient of a loan should be prepared to objectively assess financial solvency, take out a loan, repay the debt on a due date and not only solve current problems, but improve the credit score.

The following general points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is meant for calculating the APR. This is a exact cost of the payday loan.

Let's see