Horizon Credit Union Payday Loans Review - Spokane, Washington

3.3 13 reviews

605 S Washington St, Spokane, WA 99204, USA
+1 (800) 852-5316
www.hzcu.org
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Testimonials

What people think about Horizon Credit Union?

Below you read some of the reviews of our customers.
Note

Important

Below you can see general information about payday loans and their common aspects.

Payday Loans in Spokane, Missouri

A payday loan is a short-term loan that can help you deal with unexpected money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans in Spokane, Missouri is are easy to get. The APR is specific for each applicant and depends on various aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

443% APR*

Max Loan

$500

Min Term

14 days

Max Term

31 days

Advantages of Horizon Credit Union that offers payday loans in Spokane, Missouri

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the offer.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to clients with a poor credit rating. Payday loan approvals depend very much on other circumstances. Payday companies will look at your income and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.

To get approved for a payday loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and find out the exact cost of the loan immediately.

Let's see

Other Payday Lenders in Spokane, Washington

Edward Jones - Financial Advisor: Deana Hale

17887 Redmond Way Ste 125, Redmond, WA 98052, USA

+1 (425) 861-0870

www.edwardjones.com

U.S. Bank Branch

5703 232nd St SW, Mountlake Terrace, WA 98043, USA

+1 (425) 776-9101

locations.usbank.com

Washington Federal Bank

15610 Meridian Ave E, Puyallup, WA 98375, USA

+1 (253) 840-3493

www.wafdbank.com

Coulee Dam Federal Credit Union

402 N Columbia Ave, Coulee Dam, WA 99116, USA

+1 (509) 633-0830

www.cdfcu.com

KeyBank

16401 Redmond Way, Redmond, WA 98052, USA

+1 (425) 602-3558

www.key.com

Wheatland Bank

8 NW Main Ave, Wilbur, WA 99185, USA

+1 (509) 647-5518

wheatland.bank

Rabo AgriFinance

400 Columbia Point Dr #301, Richland, WA 99352, USA

+1 (855) 420-7190

www.raboag.com

Coastal Community Bank

2817 Colby Ave, Everett, WA 98201, USA

+1 (425) 257-1650

www.coastalbank.com

U.S. Bank ATM - Monroe

19387 US-2, Monroe, WA 98272, USA

+1 (800) 872-2657

usbank.com