Columbia Bank Payday Loans Review - Spokane, Washington

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5 reviews

12812 N Addison St, Spokane, WA 99218, USA
+1 (509) 464-3023
www.columbiabank.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Testimonials

Feedback about Columbia Bank?

Here you grapple with the reviews of our clients.
Note

Pay Attention

Further there will be shown the details about not a exact lending company. The information below will explain shared information about payday loans and its specific elements.

Payday Loans in Spokane, Missouri

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small loan is approved: $100-$1,000.

Such financial products as payday loan in Spokane, Missouri is issued simply and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more loans you pay back off, the more favorable rates you will get.

APR

443% APR*

Max Loan

$500

Min Term

14 days

Max Term

31 days

How will Columbia Bank help issue a payday loan in Spokane, Missouri?

  • 24/7 operation. Such online services allow you to get funds at any time. Money are taken out day and night. The payday loan will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

7%
Healthcare Bills

8%
Traveling

6%
Car Repair

2%
Clothes

3%
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is reviewed by financial institutions. Lenders in Spokane, mo consider this circumstance not a drawback to take out a loan. The borrower of a payday loan should be prepared to objectively estimate financial abilities, take out a loan, repay the debt on schedule and not only solve current problems, but improve the credit history.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to calculate the APR of the payday loan, you are welcome to utilize the calculator. It will specify the cost of the payday loan.

Let's see

Other Payday Lenders in Spokane, Washington

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Columbia Credit Union

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Bank of America ATM

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Lendmark Financial Services LLC

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Eagle Financial Inc

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Northpointe Bank-Mike Raynor Home Loans

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Cashmere Valley Bank - Summitview Ave

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Chase Bank

298 S Main St Ste 100, Colville, WA 99114, USA

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