iQ Credit Union Payday Loans Review - Vancouver, Washington

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3.6 14 reviews

Organization owner?

8901 NE Hazel Dell Ave #111, Vancouver, WA 98665, USA

+1 (360) 695-3441

www.iqcu.com

Tuesday

9:30AM–5:30PM

Wednesday

9:30AM–5:30PM

Thursday

9:30AM–5:30PM

Friday

9:30AM–5:30PM

Saturday

Closed

Sunday

Closed

Monday

9:30AM–5:30PM

Domain Info

What people think about iQ Credit Union?

Below you see some of the testimonials of our customers.

Note

Pay Attention

Above there is information about a precise lender. Below you can read common features of payday loans.

Payday Loans in Vancouver, Washington

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Payday loans in Vancouver, Washington is are simple to access. The APR is individual for each person and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

Advantages of iQ Credit Union that offers payday loans in Vancouver, Washington

Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive cash. The money will be deposited to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a few minutes to complete the form. The funds are transferred to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.

Fill out an application

Information needed to complete a loan application

You will be required to provide the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve a loan offer from one of the lending companies.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history can often be an obstacle to taking out a bank loan. A payday loan can rescue consumers who have poor credit scores or have no credit score. But we remind you that as with any debt you should only consider applying for a payday loan if you are convinced that you can afford payments punctually.

To get approved for a loan, you have to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to find out the definite cost of the loan even before applying.

Let's see