What people think about OnPoint Community Credit Union?
I recommend OnPoint Community Credit Union to everyone who need extra cash. I’ve been using them for 4th time. Always exceptional service!
Thank you for the top-quality service. Your managers guided me throughout the application. It’s convenient that you only need an ID to apply.
Above there is information about a exact company. Below you can see common characteristics of payday loans.
Payday Loans in Vancouver, Washington
Payday loans are short-term loans originally designed to tide consumers over until payday. You can usually borrow from $100 to $1,000.
Online cash advance loans can be the easiest solution to your sudden financial problems in Vancouver , Washington because they are easily obtained and easily paid off. Your interest rate will depend on your state regulations or on the payday lender's policy.
$700 (*or 30% of gross monthly income)
Advantages of OnPoint Community Credit Union that offers payday loans in Vancouver, Washington
- Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the lender’s decision.
Payday loans for bad credit
Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give consumers with a poor credit history an increased chance to get approved for short-term loans. A payday loan may be the only financial product available for some borrowers to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your opportunities and repay your loan commitments punctually.
To get accepted for a cash advance, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.