WCCU Credit Union Payday Loans Review - Baraboo, Wisconsin

Your personal information is safe with us

2.9 18 reviews

Organization owner?

1333 South Blvd, Baraboo, WI 53913, USA

+1 (608) 356-5500

www.wccucreditunion.coop

Sunday

Closed

Monday

7:30AM–5:30PM

Tuesday

7:30AM–5:30PM

Wednesday

7:30AM–5:30PM

Thursday

7:30AM–5:30PM

Friday

7:30AM–5:30PM

Saturday

7:30AM–12PM

Domain Info

What people think about WCCU Credit Union?

Below you get acquainted with some of the opinions of our clients.

Note

Pay Attention

Now you can review general aspects of payday loans.

Payday Loans in Baraboo, Wisconsin

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Payday loans are the easiest loans to be eligible in Baraboo, Wisconsin. The entire process is easy. They are issued immediately and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

574% APR*

Max Loan

$1,500 (or 35% of the gross monthly income)

Min Term

Not Specified

Max Term

90 days

Advantages of WCCU Credit Union that offers payday loans in Baraboo, Wisconsin

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive cash. The funds will be deposited to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a couple of minutes to fill out the form. The funds are transferred to your account as quickly as possible.
94% of applicants accepted. Almost all people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.

Fill in an application

Information needed to complete a loan application

You will be required to enter the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to individuals with a poor credit score. Payday loan approvals depend very much on specific factors. Lenders will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.

To get accepted for a loan, you need to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to apply for a loan, you can use an online calculator. It will show the exact APR of your payday loan.

Let's see