Westamerica Bank Payday Loans Review - Hilmar, California

Your personal information is safe with us
4 reviews

8019 Lander Ave, Hilmar, CA 95324, USA
+1 (209) 668-5440
www.westamerica.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Testimonials

Feedback about Westamerica Bank?

Here you read the reviews of our customers.
Note

Pay Attention

Above there are details about a definite lending company. Below every reader may grapple with the common features of payday loans.

Payday Loans in Hilmar, California

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

Payday loans in Hilmar, California are taken out easily. The interest percentage depends on the client's personal data: if you cover obligations for more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Westamerica Bank help issue a payday loan in Hilmar, California?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Funds are issued day and night. The payday loan will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

4%
Healthcare Bills

4%
Traveling

3%
Car Repair

1%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Lenders do not consider this factor the only one to take out a loan in Hilmar, California. The lending company will estimate many points to qualify such as payment abilities. Cash advance will be a source to improve your bad credit rating into a favorable one.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to calculate the APR of the loan, you are welcome to utilize the calculator. It will specify the cost of the loan.

Let's see

Other Payday Lenders in Hilmar, California

L.A. Cash Advance

2712 E Del Amo Blvd, Lakewood, CA 90712, USA

+1 (562) 429-3200

www.flexiblefinanceloans.com

A Advance

548 N Azusa Ave, West Covina, CA 91791, USA

+1 (626) 332-3955

Mission Loans

25283 Cabot Rd, Laguna Hills, CA 92653, USA

+1 (949) 598-9104

Pawn Dog Jewelry & Loan

1828 Saviers Rd, Oxnard, CA 93033, USA

+1 (805) 486-4827

SchoolsFirst Federal Credit Union - Orangevale

6000 Main Ave, Orangevale, CA 95662, USA

+1 (916) 569-5400

www.schools.org

Fremont Bank

3866 Fallon Rd, Dublin, CA 94568, USA

+1 (925) 315-3201

www.fremontbank.com

Ria Money Transfer - Toro Loco 2

757 E St, Williams, CA 95987, USA

+1 (530) 473-5533

www.riamoneytransfer.com

California Bank & Trust

2775 Via De La Valle, Del Mar, CA 92014, USA

+1 (858) 792-4770

calbanktrust.com

First Bank - Lobby by Appointment Only

116 Springstowne Center, Vallejo, CA 94591, USA

+1 (707) 554-0390

www.first.bank