Advance America Payday Loans Review - Merced, California

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4.6 11 reviews

Loan agency in Merced, California

Organization owner?

1828 W Olive Ave, Merced, CA 95348, USA

+1 (209) 384-7621

www.advanceamerica.net

Friday

10AM–6PM

Saturday

11AM–3PM

Sunday

Closed

Monday

10AM–6PM

Tuesday

11AM–5PM

Wednesday

10AM–6PM

Thursday

10AM–6PM

Domain Info

Feedback about Advance America?

Here you see the reviews of our customers.

Note

Pay Attention

Payday lenders are described in the first three points. Below info shows common information about payday loans.

Payday Loans in Merced, California

A short-term loan is known as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

Hassle-free financial products are considered as payday loans in Merced, ca. They are taken out at individually-set interest rates. They depend on customer's data. It is also significant to pay off as much payday loans as possible.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Advance America help take out a loan in Merced, California?

Round the clock service. Every customer may address the service round the clock. The borrowed money will be deposited to credit card. You won't be asked to attend any department.
No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill in an online application only. It will be processed within minutes. The money are credited in 24 business hours.
Fast and high approval rate. The positive offer counts almost 98%.
Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to issue a cash advance from online lenders.

Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor considered by financial institutions is called as bad credit history. But this obstacle is not reviewed as the only one by microfinance organizations to take out a cash advance. The lender process many aspects such as financial abilities to approve the application. Payday loans in Merced, California may help improve your credit rating.

The following general points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to know the annual percentage rate of the loan, you are welcome to use the calculator. It will define the cost of the cash advance.

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