Self-Help Federal Credit Union Payday Loans Review - Oakland, California

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4 20 reviews

Organization owner?

1432 7th St, Oakland, CA 94607, USA

+1 (877) 369-2828

www.self-helpfcu.org

Friday

10AM–6PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

10AM–5PM

Thursday

9AM–5PM

Domain Info

What people think about Self-Help Federal Credit Union?

Below you find some of the opinions of our clients.

Note

Pay Attention

The above-given information provides the details about a specific lending service. The information below is about general information about payday loans.

Payday Loans in Oakland, Rhode Island

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Oakland, Rhode Island. The entire process is easy. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

Advantages of Self-Help Federal Credit Union that offers payday loans in Oakland, Rhode Island

Apply around the clock. You can use the online service 24/7. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.

Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still apply a payday loan. Such loans are created to help meet the needs of clients with lower credit scores. There are companies who may be ready to offer you a payday loan even if you have a poor credit score. You will need a stable income to be eligible for a bad credit payday loan.

To get accepted for a cash advance, you must meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Find out the annual percentage rate right now. Use this online calculator to specify the exact cost of your payday loan. It only takes a couple of seconds to become informative even before applying.

Let's see