Mission Federal Credit Union Payday Loans Review - Oceanside, California

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3.4 25 reviews

47 Douglas Dr #100, Oceanside, CA 92058, USA
+1 (800) 500-6328
www.missionfed.com
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Testimonials

What people think about Mission Federal Credit Union?

Below you read some of the opinions of our customers.
Note

Pay Attention

The above-given information provides the details about a precise financial institution. The information below is about common information about payday loans.

Payday Loans in Oceanside, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Online cash advance loans can be the best solution to your temporary financial issues in Oceanside , New York because they are easily obtained and easily repaid. Your interest rate will depend on your state law or on the company's policy.

APR

25% small loan cap

Advantages of Mission Federal Credit Union that offers payday loans in Oceanside, New York

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive money. The funds will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to submit the form. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for approval.

Common reasons

Why people apply for payday loans?

Car expenses

11%
Treatment

8%
Vacation

6%
Clothes

5%
Home improvement

5%
Debt Consolidation

3%
Bad Credit Approved

Payday loans for bad credit

Bad credit score can typically be an obstacle to taking out a bank loan. A payday loan can rescue clients who have bad credit scores or have no credit history. But we recommend you that as with any debt you should only consider applying for a cash advance if you are convinced that you can afford payments in good time.

To get approved for a loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and learn the real cost of the payday loan immediately.

Let's see

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