San Mateo Credit Union Payday Loans Review - Palo Alto, California

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3.9 37 reviews

Organization owner?

1735 E Bayshore Rd, East Palo Alto, CA 94303, USA

+1 (650) 363-1725

smcu.org

Thursday

9AM–5PM

Friday

9AM–6PM

Saturday

9AM–2PM

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Domain Info

What people think about San Mateo Credit Union?

Below you get acquainted with some of the reviews of our customers.

Note

Pay Attention

The previous three items describe a definite lending service. But below you can read common information about payday loans.

Payday Loans in Palo Alto, California

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to be eligible in Palo Alto, California. The entire process is fast. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of San Mateo Credit Union that offers payday loans in Palo Alto, California

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive funds. The funds will be transferred to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes several minutes to submit the form. The funds are transferred to your account as quickly as possible.
94% of applicants accepted. Almost all people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.

Fill out an application

Information needed to complete a loan application

You will be required to provide the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Payday loans are created for people with a credit report that's less than spotless, or who have poor to no credit history. Bad credit score may prevent you from getting accepted for a bank loan. Payday lenders in Palo Alto, ca welcome consumers with poor credit. You can apply for a bad credit payday loan on the net 24/7 and if approved could have the funds in your account within a few hours.

To get accepted for a cash advance, you need to comply with the following eligibility criteria: