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What people think about Square 1 Bank?
Well maintained cars, affordable prices and very helpful staff.
Tess Gottlieb
Absolutely wonderful people to work with in person.
Kristoffer Thiel V
Not only was the staff super friendly and helpful, the service was awesome!
Marilyne Hoppe
Well maintained cars, affordable prices and very helpful staff.
Tess Gottlieb
Absolutely wonderful people to work with in person.
Kristoffer Thiel V
Not only was the staff super friendly and helpful, the service was awesome!
Marilyne Hoppe
Well maintained cars, affordable prices and very helpful staff.
Tess Gottlieb
Pay Attention
The above-given information provides the details about a definite lending service. The information below is about common information about payday loans.
Payday Loans in Chicago, Illinois
A payday loan is a short-term loan that can help you cover unexpected cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
It is hassle-free and fast to get accepted for payday loans in Chicago, Illinois. The APR will be set individually for each consumer and will depend on the personal details the consumer provided.
404%*
$1,000 (or 25% of the gross monthly income)
13 days
120 days
Advantages of Square 1 Bank that offers payday loans in Chicago, Illinois
- Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Why people take out payday loans?
Payday loans for bad credit
If you have a bad credit history you may still get approved for a payday loan. Such loans are created to help meet the needs of clients with bad credit scores. There are companies who may be happy to offer you a payday loan even if you have a poor credit score. You will need a steady income to be eligible for a bad credit payday loan.
To get accepted for a payday loan, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.
Other Payday Lenders in Chicago, Illinois
Advance America
4142 W 167th St Ste 6, Oak Forest, IL 60452, USA
+1 (708) 596-2599
www.advanceamerica.net
Land of Lincoln Credit Union
300 S Grand Ave W, Springfield, IL 62704, USA
+1 (217) 528-0677
www.llcu.org
Personal Finance Co
1531 Fort Jesse Rd # 2, Normal, IL 61761, USA
+1 (309) 454-7790
www.personalfinancecompany.com
Hanover Park Community Bank
6800 Barrington Rd, Hanover Park, IL 60133, USA
+1 (630) 837-2700
www.hanoverparkbank.com
U of I Community Credit Union - Illini Union Branch
1401 W Green St, Urbana, IL 61801, USA
+1 (217) 278-7700
www.uoficreditunion.org
