Advance America Payday Loans Review - Ames, Iowa

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4.9 73 reviews

Loan agency in Ames, Iowa

Organization owner?

620 Lincoln Way Ste. 3, Ames, IA 50010, USA

15 years in business

+1 (515) 233-0606

www.advanceamerica.net

Friday

9AM–6PM

Saturday

9AM–2PM

Sunday
(Easter)

Closed

Monday

10AM–5PM

Tuesday

10AM–5PM

Wednesday

10AM–5PM

Thursday

10AM–5PM

Domain Info

Feedback about Advance America?

Here you read the reviews of our customers.

Note

Pay Attention

Lending companies are shown in the first three points. Below info shows general information about payday loans.

Payday Loans in Ames, Iowa

Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

This financial product in Ames, Iowa is issued easily and quickly. The interest percentage is defined depending on the category of the customer: the more loans are successfully paid back, the more reasonable terms will be guaranteed to you.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Advance America help take out a loan in Ames, Iowa?

Round the clock service. Every client may address the service at any time of the day and night. The borrowed money will be credited to account. You won't be asked to visit any department.
No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill out an online application only. It will be reviewed in a matter of minutes. The funds are transferred in 24 business hours.
Fast and high approval rate. The positive decision counts almost 98%.
Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to issue a loan from online lenders.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is considered by financial institutions. Lenders in Ames, ia consider this circumstance not a hindrence to take out a loan. The customer of a cash advance should be ready to objectively assess financial solvency, take out a loan, pay off the debt on a due date and not only handle current issues, but enhance the credit history.

The following general points will be estimated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is intended to calculating the APR. This is a exact cost of the payday loan.

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