Collins Community Credit Union Payday Loans Review - Cedar Rapids, Iowa

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2.9 15 reviews

1843 Johnson Ave NW, Cedar Rapids, IA 52405, USA
+1 (800) 475-1150
www.collinscu.org
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Lending companies are described in the first three points. Below info shows common information about payday loans.

Payday Loans in Cedar Rapids, Iowa

Payday loan is taken out for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Cedar Rapids, Iowa is taken out simply and fast. The interest rate is set considering the category of the customer: the more loans are successfully repaid, the more reasonable terms will be ensured to you.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Collins Community Credit Union help issue a loan in Cedar Rapids, Iowa?

  • 24/7 operation. Such online services allow you to credit funds at any time. Money are issued around the clock. The loan will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Reasons

Why people issue payday loans?

Utility Bills

4%
Healthcare Bills

4%
Traveling

3%
Car Repair

1%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to refuse the loan. Payday lenders do not consider this factor the only one to take out a loan in Cedar Rapids, Iowa. They assess many other factors before issuing a cash advance. One of them is financial capabilities. This is a way to improve your credit score.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you should determine its definite cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in Cedar Rapids, Iowa

Easy Cash Solutions

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+1 (712) 352-2666

Great Western Bank

103 W Taylor St, Creston, IA 50801, USA

+1 (641) 782-9300

www.greatwesternbank.com

U.S. Bank Branch

115 E Euclid Ave, Des Moines, IA 50313, USA

+1 (515) 244-0553

locations.usbank.com

Guthrie County State Bank

505 E Main St, Panora, IA 50216, USA

+1 (641) 755-2400

www.gcsbank.com

Bank Iowa - Colfax

100 N Walnut St, Colfax, IA 50054, USA

+1 (515) 674-3533

www.bankiowa.bank

Dupaco Community Credit Union

1946 Schukei Rd, Waterloo, IA 50702, USA

+1 (800) 373-7600

www.dupaco.com

Walmart Money Center

1334 Flammang Dr, Waterloo, IA 50702, USA

www.walmart.com

Bank Iowa - Humboldt

506 Sumner Ave, Humboldt, IA 50548, USA

+1 (515) 332-1451

www.bankiowa.bank

Central Bank

1400 18th St, Spirit Lake, IA 51360, USA

+1 (712) 336-4100

www.centralbankonline.com