Watkins Savings Bank Payday Loans Review - Watkins, Iowa

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4.5 2 reviews

202 1st St, Watkins, IA 52354, USA
+1 (319) 227-7773
watkinsbank.com
Wednesday
8AM–3PM
Thursday
8AM–3PM
Friday
8AM–6PM
Saturday
Closed
Sunday
Closed
Monday
8AM–3PM
Tuesday
8AM–3PM

Domain Info

Created Date

2005-08-30

Mailing Address

8 Cadillac Drive Suite 300

Brentwood

TN

37027

United States

Company Name

Domain Handler

ProfitStars

Testimonials

What people think about Watkins Savings Bank?

Below you find some of the opinions of our clients.
Note

Pay Attention

The previous three items charactirize a precise company. But below you can find general data about payday loans.

Payday Loans in Watkins, Iowa

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans in Watkins, Iowa is are simple to get. The APR is specific for each person and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of Watkins Savings Bank that offers payday loans in Watkins, Iowa

  • 24/7 service. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account within a few hours.
  • High approval chances. 94% of applicants are approved.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to people with a bad credit score. Payday loan approvals depend very much on other circumstances. Payday companies will check your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and learn the definite cost of the cash advance loan immediately.

Let's see

Other Payday Lenders in Watkins, Iowa

Advance America

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+1 (515) 233-0606

www.advanceamerica.net

Collins Community Credit Union

1843 Johnson Ave NW, Cedar Rapids, IA 52405, USA

+1 (800) 475-1150

www.collinscu.org

Great Western Bank

1347 E Euclid Ave, Des Moines, IA 50316, USA

+1 (515) 265-0182

www.greatwesternbank.com

Advance America

3135 Wiley Blvd SW #107, Cedar Rapids, IA 52404, USA

+1 (319) 390-5800

www.advanceamerica.net

Security Savings Bank

402 S Main St, Inwood, IA 51240, USA

+1 (712) 753-4914

bankwithssb.com

Sibley State Bank

803 4th Ave, Sibley, IA 51249, USA

+1 (712) 754-2561

www.sibleystatebank.com

Great Western Bank

205 E Erie St, Missouri Valley, IA 51555, USA

+1 (712) 642-4151

www.greatwesternbank.com

Citizens State Bank

7352 Columbus St, New Vienna, IA 52065, USA

+1 (563) 921-2455

United Bank of Iowa

21945 IA-175, Onawa, IA 51040, USA

+1 (712) 423-2232

www.unitedbk.bank