Provident Bank Payday Loans Review - Phillipsburg, New Jersey

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5 5 reviews
Organization owner?
190 Roseberry St, Phillipsburg, NJ 08865, USA
+1 (908) 235-4700
www.provident.bank
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM

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Created Date
Mailing Address
Company Name
Contact Data
Testimonials

Feedback about Provident Bank?

Here you see the feedback of our customers.

Thanks to the team of Provident Bank. Fast solution of the arisen issues, quick decision on the payday loan. I definitely recommend this company.

Israel Fritsch Jr.

I trusted Provident Bank when it was necessary to get a small loan. I filled out an application quickly. No problems.

Dr. Tomas Zulauf MD

Thanks to the team of Provident Bank. Fast solution of the arisen issues, quick decision on the payday loan. I definitely recommend this company.

Israel Fritsch Jr.

I trusted Provident Bank when it was necessary to get a small loan. I filled out an application quickly. No problems.

Dr. Tomas Zulauf MD

Thanks to the team of Provident Bank. Fast solution of the arisen issues, quick decision on the payday loan. I definitely recommend this company.

Israel Fritsch Jr.

I trusted Provident Bank when it was necessary to get a small loan. I filled out an application quickly. No problems.

Dr. Tomas Zulauf MD

Note

Pay Attention

Above-defined info offers the details about a definite lending company. Below-shown info is oriented on common information about payday loans.

Payday Loans in Phillipsburg, New Jersey

A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Available loan amounts vary from $100-$1,000.

This financial product in Phillipsburg, New Jersey is issued simply and fast. The interest percentage is specified respecting the category of the borrower: the more loans are successfully repaid, the more attractive terms will be offered to you.

APR

30% usury cap

How will Provident Bank help take out a payday loan in Phillipsburg, New Jersey?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed funds will be transfered to card. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be reviewed within minutes. The funds are credited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to take out a payday loan from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a loan. Lenders do not consider this factor the only one to issue a loan in Phillipsburg, New Jersey. The lending company will estimate many points to qualify such as financial capabilities. Payday loans will be a source to improve your bad credit score into a favorable one.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should determine its exact cost. This calculator will show the APR of the loan.

Let's see

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