Hudson Valley Credit Union Payday Loans Review - Middletown, New York

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3.2 69 reviews

40 Lloyds Ln, Middletown, NY 10940, USA
+1 (845) 463-3011
www.hvcu.org
Friday
8:30AM–7PM
Saturday
9AM–5PM
Sunday
Closed
Monday
8:30AM–7PM
Tuesday
8:30AM–7PM
Wednesday
8:30AM–7PM
Thursday
8:30AM–7PM
Testimonials

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Further there will be presented the details about not a exact lender. The information below will tell about shared information about payday loans and its specific features.

Payday Loans in Middletown, New York

Payday loans are a type of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

This financial product in Middletown, New York is issued easily and quickly. The interest rate is set respecting the category of the customer: the more loans are successfully repaid, the more favorable terms will be guaranteed to you.

APR

25% small loan cap

How will Hudson Valley Credit Union help take out a payday loan in Middletown, New York?

  • 24/7 service. Such online services allow you to get funds at any time. Money are taken out day and night. The loan will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is estimated by microfinance organizations before issuing a loan. But banks almost 100% refuse the application when lenders in Middletown, ny will assess other aspects like solvency and approve a cash advance. This is a way to improve your credit history.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will show the cost of the payday loan. It takes seconds to see the result.

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