What people think about The First National Bank of Long Island?
I took out $400 for a period of 5 days. In the end, I had to pay twice as much with all the commissions charged.
Too high APR. Had to pay really A LOT. Read the contract carefully before signing the terms and rates. Had too many problems. Client service was unsatisfactory too. The lady on the phone was very rude. Not happy. Better consider another website.
The online portal does not work so I can not apply for the funds…
The above-given information provides the details about a definite lender. The information below is about general information about payday loans.
Payday Loans in Whitestone, New York
A payday loan is a short-term loan that can help you deal with sudden cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Payday loans in Whitestone, New York is are easy to get. The interest rate is individual for each applicant and depends on several things: age, income, loan amount needed, loan term, credit score, etc.
25% small loan cap
Advantages of The First National Bank of Long Island that offers payday loans in Whitestone, New York
- 24/7 application. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account within several hours.
- High approval rates. 94% of borrowers are accepted.
- Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Then submit your online application to get an offer from one of payday lenders.
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to consumers with a poor credit history. Payday loan approvals depend very much on specific aspects. Payday companies will look at your income and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.
To get approved for a loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to learn the precise cost of the cash advance loan even before applying.